Razorpay Junior Analyst Risk Management Recruitment 2026 | Freshers
Razorpay Junior Analyst, Risk Management Recruitment 2026 | Freshers Hiring
Razorpay is hiring Junior Analyst – Risk Management for its office. This is an excellent opportunity for fresh graduates who are interested in building a career in fintech, fraud prevention, risk operations, and payment security. Candidates with strong communication skills, attention to detail, and an interest in financial operations are encouraged to apply.
As one of India’s leading fintech companies, Razorpay processes billions of dollars in transactions every year while powering businesses across India and Southeast Asia. In this role, you’ll work closely with banks, merchants, customers, and internal teams to monitor transactions, detect fraud, resolve disputes, and strengthen payment security systems.
📌 Quick Job Snapshot
| Company Name | Razorpay |
| Role | Junior Analyst – Risk Management |
| Qualification | Bachelor’s Degree |
| Experience | Freshers |
| Eligible Batch | 2023, 2024, 2025 & 2026 |
| Salary | Approx. ₹5 LPA – ₹8 LPA (Estimated) |
| Job Type | Full-Time |
| Work Mode | Office Based |
Role Overview
As a Junior Analyst in the Risk Management team, you’ll help protect Razorpay’s payment ecosystem by monitoring transactions, identifying suspicious activities, handling customer disputes, and working with banking partners to minimise financial risk. You’ll play an important role in ensuring secure and reliable payment experiences for merchants and customers.
The role provides practical exposure to fraud detection, payment operations, chargeback management, customer communication, and fintech risk analysis. You’ll also work with internal teams and partner banks to investigate issues and improve operational processes.
Key Responsibilities
- Monitor merchant and customer transactions to identify fraud or risk.
- Investigate suspicious transactions and take immediate action.
- Handle customer disputes and transaction-related queries.
- Work with partner banks and Cybercell on chargeback cases.
- Support timely recovery processes to minimise financial losses.
- Communicate with merchants and customers to resolve concerns.
- Recommend process improvements to reduce operational risks.
- Maintain accurate documentation and case records.
- Ensure compliance with payment and fraud prevention guidelines.
- Collaborate with cross-functional teams to improve customer experience.
Required Skills & Eligibility
- Bachelor’s Degree from a recognised university.
- Freshers are eligible to apply.
- Knowledge of CRM platforms such as Freshdesk is desirable.
- Basic understanding of chargebacks and payment disputes is an advantage.
- Awareness of Visa and Mastercard chargeback guidelines is preferred.
- Excellent verbal and written communication skills.
- Strong interpersonal and customer handling abilities.
- Excellent listening and problem-solving skills.
- Attention to detail with strong organisational skills.
- Ability to multitask in a fast-paced environment.
💰 Salary Insights
Razorpay has not officially disclosed the salary for this role. Based on similar Risk Operations and Fraud Analyst positions in the fintech industry, the estimated annual salary ranges between ₹5 LPA and ₹8 LPA. Actual compensation may vary depending on company policies and candidate performance.
⭐ Why This Role is Good for Candidates
This opportunity is ideal for graduates who want to enter the rapidly growing fintech industry. You’ll develop valuable expertise in fraud detection, payment operations, dispute resolution, banking processes, customer communication, and financial risk management. The experience gained at Razorpay can open career paths in Risk Analytics, Compliance, Fraud Prevention, Banking Operations, Customer Success, and Financial Technology.
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📘 Recommended Skills & Learning Resources
Improve your analytical skills with the Data Science Course and strengthen your database knowledge through the SQL Course, which are useful for careers in fintech and risk operations.
🎯 Interview Preparation
Boost your interview readiness by reading the Top Non-IT Interview Questions for Freshers and improving your confidence with the Communication Skills for Placement Interviews.
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How to Apply for Razorpay Junior Analyst – Risk Management
- Click the Apply Now button below.
- Visit the official Razorpay Careers page.
- Review the eligibility criteria and job description carefully.
- Prepare your updated resume.
- Complete the online application form with accurate details.
- Submit your application and wait for further communication from the recruitment team.
Frequently Asked Questions
Q1. Who can apply for the Razorpay Junior Analyst – Risk Management role?
Candidates with a Bachelor’s degree are eligible to apply. Freshers with strong communication, analytical, and customer handling skills are encouraged to apply.
Q2. What is the expected salary for this role?
Although Razorpay has not officially announced the salary, the estimated annual package ranges from ₹5 LPA to ₹8 LPA based on similar fintech risk analyst roles.
Q3. Is prior experience mandatory?
No. Razorpay has clearly mentioned that freshers can apply. Knowledge of CRM tools, chargebacks, and payment operations is an added advantage but not mandatory.
If you’re looking to start your career in fintech with one of India’s leading digital payments companies, the Razorpay Junior Analyst – Risk Management role offers an excellent opportunity to develop expertise in fraud prevention, payment operations, and financial risk management. Continue enhancing your communication, analytical, and technical skills while preparing for interviews to build a successful career.
